A termite or wood-destroying insect (WDI) inspection tells you whether the New Jersey home you are buying has active or past damage from termites and other wood-destroying pests — and most lenders require the report before they will close your loan. As a convenience to our home-buying clients, we coordinate a qualified New Jersey WDI inspector to perform this inspection, at the same time as your NJ home inspection, so you have one appointment and one point of contact.
What Is a WDI (Wood-Destroying Insect) Inspection?
A WDI inspection is a specialized inspection for wood-destroying insects: subterranean termites, carpenter ants, carpenter bees, and reinfesting wood-boring beetles. The findings are recorded on the industry-standard NPMA-33 Wood Destroying Insect Inspection Report — the same form lenders look for. Importantly, the NPMA-33 is not a pass/fail certificate; it is a factual record of what the qualified inspector observed on the day of the inspection.
Why New Jersey Home Buyers Need a Termite / WDI Inspection
New Jersey’s older housing stock and damp, wooded conditions make subterranean termites and carpenter ants a real and common threat — and the damage is often hidden inside walls, sills, and framing where a buyer would never see it. On top of that, it is frequently a lender requirement:
- VA loans require a WDI inspection in New Jersey, and the completed NPMA-33 must be on file before the loan closes.
- FHA loans may also call for a WDI inspection especially when signs of infestation or damage are noticed.
- Many conventional lenders ask for a clean WDI report as a condition of closing.
Even when it is not required, a WDI inspection protects you from inheriting an expensive, hidden infestation. If a problem is found, you will want to address it in your negotiations before the expiration of your inspection contingency.
We Coordinate Your WDI Inspection — You Make One Call
Michael Del Greco personally performs your home inspection. The WDI inspection itself is usually performed by an independent, qualified New Jersey wood-destroying insect inspector — we simply coordinate and schedule it for you. There is a good reason it works this way: the NPMA-33 must be completed by a qualified inspector who has no personal or financial interest in the property or the transaction. Arranging an independent specialist keeps the report clean and lender-acceptable, and saves you from tracking down a separate pest-control company on a tight closing timeline.
It is part of the same one-call convenience we offer for radon testing, underground oil tank searches, and sewer scope inspections — you tell our office what you need, and we line up the specialists.
What the WDI Inspector Looks For
- Mud tubes and other signs of subterranean termite activity
- Swarmers, discarded wings, and live insects
- Damaged, hollow-sounding, or blistered wood in sills, framing, and trim
- Carpenter ant and carpenter bee activity and galleries
- Conditions conducive to infestation — moisture, wood-to-soil contact, and poor drainage
How to Add a WDI Inspection to Your NJ Home Inspection
When you call (973) 812-5100 to schedule your home inspection, let our office know you also need a WDI / termite inspection. We will coordinate the qualified WDI specialist and the timing so your NPMA-33 report is completed before the expiration of your inspection contingency. Prefer to reach us online? Use our contact page.
Frequently Asked Questions
Do NJ lenders require a termite or WDI inspection?
Often, yes. VA loans require it in New Jersey, FHA appraisers can require it, and many conventional lenders ask for a clean NPMA-33 report before closing.
Who performs the WDI inspection?
A qualified, independent New Jersey wood-destroying insect inspector performs it. We coordinate and schedule it for you as a convenience; Michael performs your home inspection.
Is the NPMA-33 a pass/fail certificate?
No. It is a factual report of what the qualified inspector observed on the day of the inspection, not a guarantee.
Can I get the WDI inspection the same day as my home inspection?
In most cases, yes. We coordinate the specialist’s schedule with your home inspection so you only have to be present once. See our full home inspection FAQ.
Ready to schedule? Call (973) 812-5100 and ask us to add a WDI / termite inspection to your New Jersey home inspection. Not sure who should choose your inspector? Here is why the choice is yours.
