With  regular payments of ..
At an  interest rate (ex. 6.125) of.. %.
The payments will be made  times a year.
The term of my loan will be  years.
Enter beginning month and year of loan
* My estimated YEARLY real estate taxes are..
* My estimated YEARLY insurance costs are..
* My estimated Yearly PMI Payments are..

I can afford to borrow ..
My regular payments WITHOUT taxes and insurance..
My regular payments WITH taxes and insurance..
The total interest paid will be..
The total interest and principal will be..
 * Optional 




New Jersey home inspector

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This file was last updated on Wednesday, 17-Sep-2008 20:47:40 EDT * Copyright © 2008 All rights reserved by: Accurate Inspections, Inc. A New Jersey home inspection firm providing New Jersey Certified Home Inspections in NJ, by New Jersey Licensed home inspectors. Inspector of record Michael Del Greco, New Jersey home inspectors License GI 0121.


Sewer extractor pump Sump pump drain system Electric water heater electrical supply heating element inoperative Solar water heating system Electric or gas water heater thermostat Water heater tank case rusted damaged leaks: Damaged water heaters Rust flakes noted atop around water heater burner Water heater vent draft hood flue baffles improper damaged missing Air-fuel ratio adjustments needed Insufficient water heater combustion air insufficient combustion Water heater blanket loosewater heater should be protected from Pressure relief valve discharge not Pressure relief discharge line should be sloped downward Water heater pressure-temperature relief valve leaks Reversed pipes on water heater Water lines or fittings expansion tank atop water heater expansion tank helps eliminate problems No water heater cold water shut off valve Water heater drain leaking damaged Water heater noisy mineral buildup Seismic restraints recommended when rigid gas lines are connected to water heater Water heater enclosure closet damaged loose Fossil fuel water heater or other fuel burning appliance less than 18 to 24 inches above garage floor Water heater stand area damaged stained  no overflow pan Water heater vehicle stop (bollard) not installed Hot water circulating pump inoperative noisy Aluminum or flexible gas supply line installed through wall ceiling floor cabinet appliance housing between rigid pipes: to prevent vibration damage, Copper pipe in natural or LPG gas line Gas oil valve line leaks: important note Gas pipes in ground or concrete without wrapping: gas pipes Plastic copper pipe in concrete without protective wrap Pipe meter not supported unprotected damagedDamaged pipes damaged pipes may include excessively corroded pipes, bent pipes Water pressure too low or high Water flow slows when 2 or more faucets turned on Flow rate reduced at fixture (possible clogged or damaged aerator or valve) Water pipes fittings joints corroded leaking Water pipes not insulated insulation incomplete Dielectric brass intermediary couplings Water hammer or pipe rattle Plastic water pipe exposed inside building footprint Water pipes exposed to freeze (plastic metallic): water pipes can burst if exposed to hard freezes. discolored water. Gas valve to any appliance not installed Cap or plug needed on open gas valve or pipe Hose bib sprinkler system main line back flow prevention Water main shut-off regulator leaking missing handle Faucet valve damaged spout loose handle missing Fixture faucet or valve plumbed in reverse hot on cold side Faucet valve leaks around handle spout connector pipes Sewer drain line damaged leaks improper Trap drain vent cap plug damaged leaking missing sewer clean-out may be buried slightly below the surface of the ground. new sewer clean-out on an older building may be an indicator of past or present sewer problems. Sump Supply and waste cross connection potential faucet spout extends below flood rim Drain stop pivot rod connection leaks Fixture drain Sewer extractor pump slow clogged Gas fired dryer not 18"-24" above garage floor. Laundry mechanics sink not secure damaged Private water Water softener damaged Plastic water pipes Plastic water pipes Electric clothes dryer connections Gas clothes dryer connections Laundry tub or sink: laundry tubs Laundry chute Laundry chutes that drop into garages Galvanized sheet metal plastic vent pipes Transite pipe Copper water supply lines are the current standard Galvanized steel pipe is steel plumbing pipe Lead water pipe tests have indicated the presence of lead in the drinking water of buildings with lead soldered copper water pipes and in buildings with lead water pipes Plastic water pipes PB pipe is a gray sometimes silver or black colored pipe made of polybutylene PE pipe is a pipe made of polyethylene PP pipe is a pipe made of polypropylene 
SR pipe is a rigid pipe made of styrene rubber PVC water pipe generally PVC Plastic water pipe  Aluminum gas lines are common as connectors between rigid pipe and appliances Copper gas lines are not commonly used PVC plastic gas lines: plastic gas line is very common Flexible gas lines: flex gas lines commonly are used as connector lines Galvanized gas pipes or fittings Copper brass drain lines Cast iron drain lines Galvanized drain lines ABS plastic drain pipes are quite common Orangeburg or fiber drain pipe: Orangeburg Clay sewer lines Municipal water supply Private water well Back flow prevention device Natural gas LP gas electric oil solar water heating systems Solar hot water system LPG be aware that LPG is heavier than air and must be handled with cautio The temperature pressure relief valve Electric water heater electric water heaters Drain water heater tank draining Temperature pressure relief valve also called tp valve, pt valve, t and p valve, srv, etc Oil fired water heaters have a fast recovery rate Oil fired water heater in garage Drip pan over flow pans solar water heaters are generally passive or active systems. Domestic coil in boiler Tankless water heater Multiple water heating units Expect water heaters to last Water heater timer electric water heater timers Circulating hot water pump Water softener water treatment device Hot water circulating pump Natural gas energy supplied to property Propane-butane-propane Heating oil tank above ground or underground Coal wood burning systems Water shut-off at municipal connection Water shut-off at building tank Spade type water shut-off valve Handle type water shut-off valve Water pipe size as viewed at the building shut-off: Municipal or public sewer system Private sewage disposal system Sewer extractor pump Sump pump drain system