Have your home inspected by a New Jersey Home Inspector , who has been performing NJ home inspections since 1993.  When you are hiring a New Jersey home inspector make sure you find out if the person who will be performing your home inspection is a Licensed Home Inspector and a New Jersey ASHI Member.

You'll be amazed at the amount of money that can be saved by increasing each mortgage payment. It works like this: the extra amount goes directly against the principal (amount borrowed). This means that the interest due on the next payment date is reduced. This is because you are only charged interest on the current amount due. If you keep on doing this, the principal is paid off at an accelerated rate. Therefore, your loan is payed off sooner and the amount of interest that you end up paying is a lot less. Go ahead, give it a try.

This screen is divided into two sections. Complete the top section first and click on Calculate. Then complete the lower section and click on Calculate.

You can specify a starting payment other than the first payment. You may be better able to start making additional payments in a few years.

Check with your bank or mortgage company to make sure they allow these additional payments. Also make sure you indicate that you want the payments to be applied to the principal and not to your escrow account (the account that holds the real estate taxes and home insurance payments until they are due).

See the help screens for the individual fields by clicking on the underlined key words (links).

Accurate Inspections, Inc.
Michael Del Greco, President
New Jersey Home Inspector License # GI0121
American Society of Home Inspectors Member #102273

(973) 812-5100 - Your call will always be answered by a trained professional

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This file was last updated on Saturday, 29-Dec-2007 18:28:14 EST * Copyright © 2008 All rights reserved by: Accurate Inspections, Inc. A New Jersey home inspection firm providing New Jersey Certified Home Inspections in NJ, by New Jersey Licensed home inspectors. Inspector of record Michael Del Greco, New Jersey Home Inspector License GI 0121.