![]() |
![]() |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Many of us look forward to the day when we can
purchase our home. We save diligently, attend home
buying seminars and carefully study the interest
rates of lenders. However, what most people
probably haven't given much thought to is how they
will eventually choose the most important element
of the home buying process, your professional Home
Inspector. Like most people, when the time comes to
choose a home inspector you will probably ask your
real estate agent for a recommendation.
Many lawsuits involving negligence on the part of
home inspectors involve those sales where the
inspector was recommended to the buyer by a real
estate agent? Check out http://lawlibrary.rutgers.edu/courts/appellate/a6252-99.opn.html.
It is a dirty little secret in the industry that
some real estate agents recommend only inspectors
they feel will minimize any potential problems.
Inspectors, like my self who have the buyers best
interest at heart and refuse to minimize issues
seen, are termed "DEAL KILLERS" and are
rarely referred by this kind of real estate agent.
Sadly, it is the unsuspecting buyer who suffers for
this practice and one of the reasons why leading
consumer advocates, the American Society of Home
Inspectors and the National Association of Home
Inspectors advise against buyers choosing their
inspector based on a real estate agents referral
alone.
That is you they need me. I don't play that game
and never have. I have been in business in West
Patersonsince 1993 and have inspected more than
over 6,000 homes and condominiums in the area. I'm well
known in the inspection industry and am one of a
half dozen or so Home Inspection instructors for
the State Licensing program.
While I will accept referrals from a select few
professional real estate agents, my loyalty remains
to the buyer, not the referring real estate agent.
I refuse to take future referrals from any real
estate agent who attempts to influence how I
inspect and report findings during an inspection.
Today, the vast majority of my referrals comes from
attorneys and satisfied customers. The only real
estate agents I accept repeat referrals from are
those that I know to be honest and who won't
attempt to manipulate my findings. I work for my
clients and only my clients.
Empowering my clients with enough information to
make a well-informed decision about their home
purchase is my only concern when conducting an
inspection. I realize it isn't enough to simply
look at the home and tell my clients what I find
wrong, I also need to educate them about the home,
so they can properly maintain it and thus preserve
its future value.
My typical inspection takes a couple of hours. I
thoroughly inspect the entire exterior, roof,
chimneys, decks, foundation and drainage, and then
the interior and major systems, including the
fireplaces, electrical, heating, hot water and
plumbing systems. I also enter and inspect all
accessible attics and crawl spaces. I don't issue
vague reports. My findings are explained carefully
in easy to understand language and thoroughly
documented in a professional report I type up that
very night. The next morning your report is mailed,
e-mailed or faxed to our client, their attorney and
you wish to your real estate agent.
My inspection report will be technically correct
and conducted competently. I have had clients who
were licensed architects, engineers, realtors,
lawyers and builders who have told me they learned
a great deal during one of my inspections!
So, you are in the market for a new home and truly
need and want a Professional Home Inspector, one
who puts your clients interest above future
referrals from real estate agents, call me to
schedule their next home inspection. If you are not
buying now, keep me in mind when you are I promise
you, that you will be glad that you did.
Thank you for taking the time to review this
information. I hope to be hearing from you when you
make your next home purchase.
Accurate Inspections, Inc.
Michael Del Greco, President
New Jersey Home Inspector License # GI0121
American Society of Home Inspectors Member #102273
(973) 812-5100 - Your call will always be answered
by a trained professional
accurateinspections.com
EXAMINING THE HOME:
Note: If any of the following items are
unacceptable, it doesn't necessarily mean that you
should not buy the home. You can negotiate the
cost of the repairs and/or negotiate the price.
Remember, there is no such thing as a perfect
home. As any home owner will tell you, something
is always in need of fixing or upgrading. What you
want to do is protect yourself from any unexpected
large expenses. You should also arrange for a home
inspection to be made by a professional prior to
your purchase.
OUTSIDE:
Do not just rely on your impression upon seeing the
home for the first time. In looking beyond the
"curb" appeal, you may be able to get a
great deal on a home that can be enhanced with just
a few improvements. Things like bushes that aren't
trimmed or an unkempt lawn are two examples of
improvements that can be made with a minor
investment of time and money.
The home inspector will point out some of the
following items, but it's a good idea to be aware
of them before you make an offer on a home. (The
home inspector is normally contacted after an offer
is made.)
Ask the age of the roof and whether it leaks. An
old roof or one that has several layers of shingles
can mean an expensive repair in the near future. A
properly ventilated attic or crawl space will
extend the life of a roof. (A roof can usually have
2 to 3 layers of shingles before it needs to be
completely replaced.)
Check the gutters. Are they pulling away from the
home?
Check the foundation. Look for signs of water or
wetness in the basement. Vertical or diagonal
cracks in the foundation are not usually serious,
but horizontal cracks can be.
Windows and doors should open and shut easily.
Check the caulk around the windows and doors.
What's the condition of the siding? Will it need to
be replaced soon?
Are the outside steps pulling away from the home?
How is the driveway? (Unless they are new, blacktop
driveways will usually have some cracks. Look for
major cracks and large pieces of missing blacktop.)
Is the landscaping in good condition?
INSIDE:
What is the floor plan like? Is it suitable for
your family? How about the room sizes? Are they big
enough .. or too big?
Check the water pressure by turning on several
faucets at the same time, and flushing the toilet.
Check under the sinks for water leakage.
Check for signs of water on the ceiling and walls
(stains and peeled paint).
Check the number and location of electric outlets.
Ask about insulation in the home.
Are there stains in the tub or sinks?
How old are the appliances and utilities (hot water
heater, furnace, dishwasher, washer, dryer, stove,
refrigerator, air-conditioner)? A furnace
can last from 25 to 30 years. An air-conditioner
will last for about 15 years. A hot water heater
will last about 10 years. These are just estimates.
The life span of any appliance depends on how well
it was made and whether it has received proper
maintenance.
Remember, if you like a home that is in need of
repair, you can negotiate the cost of repairs
and/or the cost of the home. Don't just walk away
from a potentially good buy.
FINANCIAL:
What are the average monthly utility bills?
How much are the real estate taxes? Has there been
an increase lately or is the area due for a
reassessment?
Are there any major repairs needed in the near
future?
Can you afford the monthly payments? Check the
functions provided in this software program.
GENERAL:
Ask your realtor about a home warranty program.
This will protect you, the buyer, if any of the
major appliances breaks down within a given period
of time.
Ask your realtor for a "report card" of
the local schools.